Varlik, Nimet2025-01-212025-01-212019978-363178057-2978-363177986-6https://hdl.handle.net/20.500.12587/23455The study investigates the macroeconomic factors increasing non-performing loans (NPLs) in Turkey for the period 2001M12-2018M03 by employing the Autoregressive Distributed Lag (ARDL) model. Model findings show that all selected macroeconomic variables which are real effective exchange rate, consumer price index, industrial production index, unemployment rate, interest rate, and M2 money supply have significant effects on NPLs. © Peter Lang GmbH Internationaler Verlag der Wissenschaften Berlin 2019. All rights reserved.eninfo:eu-repo/semantics/closedAccessARDL Model; Banking Sector; Macroeconomic Factors; Non-Performing LoansBook Chapter1291442-s2.0-85112646086N/A